Taking a leaf out of China here are some of the successful
Chinese Financial Online Platforms - Apps & Services.
Other Financial Services / Apps that can be Built based on the Chinese Model are as Follows,
Wacai is a mobile personal wealth management platform with a wide population coverage. It began as a bookkeeper application, and grew to a comprehensive personal wealth management system, connecting personal bank accounts and credit card accounts. It can automatically manage and repay upcoming due payments, while being fully compatible with a majority of banks. Meanwhile, the account balance deposited will accrue interests.
Tuniu is an leading online leisure travel platform that offers a large selection of packaged tours, and Tuniu Finance is the internet finance arm under Tuniu to provide customers with various travel-focused financial products and services, Tuniu decided to extend its
business into finance, which belongs to high per customer price area. It aims at taking advantage of the huge amount of cash flow generating from travel business, and using financial business line to realise monetisation. Combination of the tourist and finance
industry is able to achieve targets based on several scenarios.
Vipshop Finance was founded in August 2013. It mainly concentrates on two businesses - Consumer finance and supply chain finance. Vipshop launched this service to improve consuming price per customer transaction, as well as increasing sales volume and the number of online orders. The installment payment supports either a single good order or integrates bill per transaction.
However, please note
you will hit a WALL called The Reserve Bank of India's Regulations in India as any means of such financing will lead to Money Laundering in India, the BlackMoney Economy of the World :-)
